COOL TIP: Transport Options for San Diego Seniors

Many seniors have found life without a car to be surprisingly freeing.  They are free of car payments, insurance premiums, maintenance hassles and, most importantly, free of having to swerve away from freaking out-of-their-mind motorcycle drivers.  Jeez, we hate them!   Surprisingly, it is very possible to survive, if not thrive, without a car in San … Read more

SCAM ALERT: Don’t Get Burned by Heartburn No More Scheme

What would you do if you meet a new person and the first thing they tell you is clearly a lie? You’d likely runaway. Well, pretty much the first thing that Hearburn No More tells you is a lie: its creator Jeff Martin doesn’t exist. And that’s not the only lie to which you’ll be … Read more

SCAM ALERT: Internet Belly Fat Cures Are Chock Full of Lies

Lean Belly Breakthrough and its companion Net-based publication See Your Abs are highly problematic Net offerings.  By our definition, they are scams and are disturbing examples of  how Internet marketers are trying to wrest money from unsuspecting consumers.   They claim to rid you of ALL of your belly fat in 30 days.   The story is … Read more

Prepaying Medical Bills? Don’t Do It Unless……

You enter a hospital or medical clinic for treatment.  You show proof of insurance coverage.  And then the in-take person asks how much you’d be willing to “prepay” for the services.  Yikes!   They’ll call it prepay of potential out-of-pocket costs, including co-pays, co-insurance and deductibles.  Without coming right out and saying the prepayment is necessary, … Read more

COOL TIPS: PV Sings Here Comes the Sun

Increasing numbers of homeowners are installing photovoltaic (PV) arrays on their roofs in order to produce some or all of their own electricity.   The costs of solar power have dropped sufficiently that complete paybacks of this investment are dropping to as low as five years and, on average, about 7-8 years.  In another article, we … Read more