OhmConnect: Scam or Legit?

Legit but disappointing.  Here’s the deal:  this company is an “energy aggregator” that makes money by helping customers respond to energy price swings.   In the energy industry, they call this “Demand Response”. The aggregator (OhmConnect) makes money by helping the utility avoid turning on a power plant and then passes along some of the … Read more

SCAM ALERT: Beware Bill Bonner Bogus Bulletins

You’ve probably never heard of Bill Bonner, but you HAVE heard of his many publications and bulletins that litter the Internet:  Agora Financial, Common Sense Publishing, Insiders Strategy Group, Laissez Faire Books, Money Map Press, NewMarket Health, OmniVista Health, Opportunity Travel, Institute for Natural Healing, Oxford Club,  Stansberry & Associates Investment Research, The Daily Reckoning, Banyan … Read more

SCAM ALERT: Paul Mampilly’s $7 Tech Stock Gamble and Other Risky Businesses

    So, you’ve got an “inside” tip from Paul Mampilly and “The Sovereign Society”  (now called Banyan Hill) that looks something like this? It seems like pretty compelling stuff — and in all likelihood it will compel you out of a lot of money.    Are you prepared to follow his advice to “get … Read more

When to Use Payday Loans……NEVER!

Or, as Taylor Swift might say: “Never, ever, ever.”  During these trying economic times millions of working Americans are facing, payday loans are becoming a common source of short-term financing. This is especially true for low-income families……those folk who can least afford them.  Why?  Because payday loans are easy to get and don’t require any … Read more

Are Reverse Mortgages Safe for Seniors?

The question is complicated and the answer is even more complicated. In fact, reverse mortgages are complicated; they are likely the most complex financial transaction that you’ll enter into in your entire lifetime. While reverse mortgages can be a benefit for some homeowners, they are rarely beneficial to those individuals who are likely to enter … Read more